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January 2013 | Business World Magazine | 39
303 Krystal Building • 1 Union Square • Chattanooga, TN 37402 • Toll Free: 866-865-3917 • www.jsmithlanier.com
Consolidate all your insurance
needs under our umbrella
Commercial & Property Insurance ▪ Employee Benefits ▪ Trusts ▪ Bonds
Personal Insurance ▪ Loss Control ▪ Risk Management ▪ Endowments
Executive Risk Liability ▪ Financial Planning ▪ Retirement Planning
Wealth Accumulation ▪ Alternative Risk Solutions
Founded in 1868, J. Smith Lanier & Co. has become the 9th largest privately-held
insurance brokerage firm in the United States. We have the size to maintain in-house
expertise and resources, including Property & Casualty, Alternative Risk, Claims Advocacy,
Risk Control, Executive Liability, Captives, Aviation, Employee Benefits, Surety and
Enterprise Risk Management. Our goal is to become your strategic partner by providing
services on a value-added basis, while promoting your company’s financial stability.
very much a new bank. It thinks differently,
acts differently and functions differently.
This can be credited to the fact that it is be-
ing led differently.
After a national CEO search, Michael
Kramer, a veteran professional of the finan-
cial services industry, was selected to take
over leadership of the institution. Described
as a dynamic leader with extensive experience
and acumen, Kramer, with the support of an
entire new cadre of managers, has helped
FSG look beyond mistakes of the past to see
a brighter future.
“This is a turnaround… the management