April 2013
| Business World Magazine | 331
very much a new bank. It thinks differently,
acts differently and functions differently.
This can be credited to the fact that it is be-
ing led differently.
After a national CEO search, Michael
Kramer, a veteran professional of the finan-
cial services industry, was selected to take
over leadership of the institution. Described
as a dynamic leader with extensive experience
and acumen, Kramer, with the support of an
entire new cadre of managers, has helped
FSG look beyond mistakes of the past to see
a brighter future.
“This is a turnaround… the management
