Page 284 - BWM March 2013

284 | Business World Magazine | March 2013
We have also helped a number of farms
and small businesses evolve into next genera-
tion ownership. It takes relationship build-
ing and a good understanding of the business
and family dynamics to help in these situa-
tions. Being able to help the senior genera-
tion enjoy the fruits of their labor and seeing
the next generation succeed is rewarding to
community bankers,” said Lober.
COMPLEMENTING THE
COMMUNITY
One of the reasons community banks such
as Consumers National Bank is able to stay
so community focused is because its staff, its
directors, and its leadership all come from
the community in which it operates. As a
publicly traded company, Lober says even
the vast majority of its approximately 1,000
shareholders come from the area. “This
helps us stay true to our mission,” he says.
“We still have people running the bank at all
levels who are from the local communities.
Everyone has a vested interest in Minerva,
Salem, and the other communities we serve.
Our staff and leadership know the custom-
ers. They see them almost every day and they
know how our decisions will impact their
lives.”
In fact, Consumers’ staff and administra-
Our ag lenders and Chief Credit Office(Randy)- Ag is a very important part of our market. We have two Ag
lenders, Sarah Chronister and Becky Miller, that cover the South and North ends of our market respectively.